1.HOW DOES IT WORK?
To get coverage you need to first apply, get approved, pay the first monthly premium and get the policy issued. With some companies, this process is Instant, you can get approved and receive a policy number within MINUTES, on the phone! Some other companies need you to fill out an application online or on paper, then submit by email, fax or mail. Most plans for seniors final expense life insurance DO NOT NEED A MEDICAL EXAM, which means that no blood or urine testing is necessary. Some medical history questions are asked.
2. WHAT IF I’M TOO OLD?
These policies are available for anyone ages 18 to age 80. Even beyond that age, there are some options to help you cover final expenses and burial/funeral costs.
3. Why YOU should consider Final Expense Insurance and Burial Insurance
Your Family is Protected: At the time of death, the surviving spouse can receive a lump-sum death payment of $255. Typically, the VA pays a burial allowance of around $2,000 for veterans who die from service-related causes. For other veterans who were honorably discharged and completed the required period of service, the VA will pay about $700 for funeral expenses and $700 to cover interment expenses in cemeteries other than national cemeteries
4.HOW MUCH BENEFIT SHOULD I GET?
Depending on your choice of funeral (cremation, burial, other services) and the need to cover additional costs and debts, medical expenses, probate, mortgages, etc. Will your loved ones be burdened to cover those? Will your family be able to come up with that amount at a moment’s notice if something happened to you?
5. What expesnes are there?
SEE THE COST OF A FUNERAL AND MEDICAL EXPENSES CAN BE A TREMENDOUS BURDEN ON A GRIEVING FAMILY OR FRIEND.
Final expense insurance is a type of conventional life insurance policy that is issued with a low face value, ranging from $5,000 to $25,000. This type of policy is ideal for individuals whose primary concern is paying for final expenses such as:
• medical bills
• funeral and burial expenses
• outstanding debts
• any other final expenses
Give yourself peace of mind knowing these costs will be covered.Final Expense Insurance Eliminates The Worry Of These Expenses
RATES START AT As Low As $35/month
Leave your name and number, email address and we’ll contact you shortly with your rates. Depending on your age, health and amount of coverage needed, your rates could start from as low as $1 a Day